Best Solana Lending Platforms (2026)

Updated: 2/18/2026 12 min read

Kamino Finance is the best Solana lending platform in 2026 with $2.19B TVL, the best LST collateral support, and unique Multiply feature for leveraged staking. Jupiter Lend is the best for simplicity.

#1
Top Pick

Kamino Finance

Best For: Lending, LST collateral, leveraged staking

Rating: 9.2/5

$2.19B TVL, Multiply leveraged staking, best LST collateral support.

Pros

  • #1 Solana lending protocol by TVL ($2.19B)
  • Multiply: leverage JitoSOL/mSOL up to 3x
  • Auto-managed CLMM vaults with auto-compounding

Cons

  • Complex product surface area
  • Multiply positions carry liquidation risk
#2

Jupiter Lend

Best For: Jupiter users who also want to lend

Rating: 9/5

$1B+ TVL, integrated in Jupiter app, 70% LTV.

Pros

  • $1B+ TVL — second largest Solana lending protocol
  • Integrated in Jupiter app — no extra wallet connect

Cons

  • Fewer advanced features than Kamino
#3

Save (Solend)

Best For: Stablecoin lending and isolated pools

Rating: 8.4/5

OG Solana lender (fmr. Solend) with isolated pools.

Pros

  • OG Solana lending — live since 2021
  • Isolated pools reduce systemic risk

Cons

  • Lower TVL than Kamino/Jupiter Lend after rebrand
#4

MarginFi

Best For: Cross-margin lending + MRGN points

Rating: 8.2/5

Cross-margin lending, 75% LTV, MRGN rewards.

Pros

  • 75% LTV — highest of major Solana lenders
  • MRGN token rewards

Cons

  • UI can be confusing for first-time users
#5

Drift

Best For: Perps trading + margin lending

Rating: 8.3/5

Margin lending integrated with perps trading.

Pros

  • Unified margin account (perps + lending)
  • Deep SOL perp liquidity

Cons

  • Complex for beginners
  • Liquidation risk on leveraged positions

Comparison Table

Platform Rating Best For APY
Kamino Finance 9.2/10 Lending, LST collateral, leveraged staking 15–30% Review →
Jupiter Lend 9/10 Jupiter users who also want to lend 3-8% on USDC Review →
Save (Solend) 8.4/10 Stablecoin lending and isolated pools 3-7% on USDC Review →
MarginFi 8.2/10 Cross-margin lending + MRGN points Variable Review →
Drift 8.3/10 Perps trading + margin lending Variable (lending rates) Review →

Frequently Asked Questions