Best Solana Lending Platforms (2026)
Updated: 2/18/2026 12 min read
Kamino Finance is the best Solana lending platform in 2026 with $2.19B TVL, the best LST collateral support, and unique Multiply feature for leveraged staking. Jupiter Lend is the best for simplicity.
#1
Top Pick
Kamino Finance
Best For: Lending, LST collateral, leveraged staking
Rating: 9.2/5
$2.19B TVL, Multiply leveraged staking, best LST collateral support.
Pros
- #1 Solana lending protocol by TVL ($2.19B)
- Multiply: leverage JitoSOL/mSOL up to 3x
- Auto-managed CLMM vaults with auto-compounding
Cons
- Complex product surface area
- Multiply positions carry liquidation risk
#2
Jupiter Lend
Best For: Jupiter users who also want to lend
Rating: 9/5
$1B+ TVL, integrated in Jupiter app, 70% LTV.
Pros
- $1B+ TVL — second largest Solana lending protocol
- Integrated in Jupiter app — no extra wallet connect
Cons
- Fewer advanced features than Kamino
#3
Save (Solend)
Best For: Stablecoin lending and isolated pools
Rating: 8.4/5
OG Solana lender (fmr. Solend) with isolated pools.
Pros
- OG Solana lending — live since 2021
- Isolated pools reduce systemic risk
Cons
- Lower TVL than Kamino/Jupiter Lend after rebrand
#4
MarginFi
Best For: Cross-margin lending + MRGN points
Rating: 8.2/5
Cross-margin lending, 75% LTV, MRGN rewards.
Pros
- 75% LTV — highest of major Solana lenders
- MRGN token rewards
Cons
- UI can be confusing for first-time users
#5
Drift
Best For: Perps trading + margin lending
Rating: 8.3/5
Margin lending integrated with perps trading.
Pros
- Unified margin account (perps + lending)
- Deep SOL perp liquidity
Cons
- Complex for beginners
- Liquidation risk on leveraged positions
Comparison Table
| Platform | Rating | Best For | APY | |
|---|---|---|---|---|
| Kamino Finance | 9.2/10 | Lending, LST collateral, leveraged staking | 15–30% | Review → |
| Jupiter Lend | 9/10 | Jupiter users who also want to lend | 3-8% on USDC | Review → |
| Save (Solend) | 8.4/10 | Stablecoin lending and isolated pools | 3-7% on USDC | Review → |
| MarginFi | 8.2/10 | Cross-margin lending + MRGN points | Variable | Review → |
| Drift | 8.3/10 | Perps trading + margin lending | Variable (lending rates) | Review → |